Senior Credit Manager - Home Loans

Prowiz Consulting
  • Chandigarh
  • Confidential
  • 6-11 years
  • 05 Oct 2015

  • Finance/ Accounts

  • Financial Services/ Capital Markets, Banking - Retail
Job Description

Job role:

- Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.

- Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training.

- To evaluate proposals of customers for Home Loans, LAP

- Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

- Interact with Customers & understand the business and regularly monitor delinquencies / infants.

- Decision making within defined TAT

- Understanding of property related knowledge (like legal title and market value of the property)

Job requirements:

- Excellent written and oral communication skills

- Job Knowledge - Credit Analysis

- Skills & Experience - 8-14 years experience


- CA/ MBA - preferred

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About Organisation

Prowiz Consulting