Comprehensive knowledge about debt products like Term Loan, Project loans, Cash Credit, LC, BG etc. in the Indian Banking Industry.
Should be updated about the various RBI guidelines regarding Rupee Loan lending.
Should have hands on knowledge on pre sanction procedures and post sanction formalities.
Should be able to pitch the proposals to branch heads of banks. (CM/ AGM/ DGMs)
Should be able to fill bank process notes like NBGs and Final process notes for sanctions.
Individually liaison with bankers for documents, queries, term sheets, sanction and disbursement compliances.
Should be able analyze company financials and provide a details analysis
Understand the business models to prepare a bankable proposal as per clients requirements
Prepare financial models (Projections) and CMA as per banking guidelines.
Prepare detailed Synopsis, IMs, Teasers in order present the proposal to bankers.
Excellent Relationship Management skills.
Should be able meet the bankers individually and develop relationships.
Build a network of branches of the target banks and maintain good relations with them