Business Banking RM (working Capital)

Quotient Consultancy
  • Mumbai
  • 10-11 lakh
  • 3-8 years
  • 175 Views
  • 26 May 2015
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  • Finance/ Accounts

  • Banking - Retail
Job Description

Responsibilities:

*Assess working capital, quantum of industrial finance, banking limits to industries and corporate companies
*Manage operations related to cash credit, bank guarantee, letter of credit, packing credit in foreign currency, export & packing credit, maximum permissible bank finance, term loan
*Oversee activities pertaining to lease rental discounting, foreign currency term loan , working capital
*Analyze and act upon Balance Sheets and operating statements
*Perform ratio analysis and determine profitability ratios
*Understand forms of credit facilities, fund-based facilities like cash credit, working capital, demand loan, term loan, bill finance, buyers' credit, foreign currency term loan
*Handle and resolve queries pertaining to credit and risk group
*Monitor and facilitate credit for various industries
*Gather requirements for preparing requests for proposals as per credit policies
*Interact with customers to understand their financial requirements
*Examine and execute legal documents for disbursal of credit facilities
*Liaise with key customers to manage business development, pre / post-sanction documentation
*Deal with lending requirements of companies in the range of INR 10 -100 crore
*Interpret complex data to understand key business issues, and recommend appropriate solutions
*Coordinate with internal teams to enhance clients' needs, customize product services
*Deliver presentations and demonstrations to prospective clients
Develop and sustain effective relations with clients to ensure repeat and referral services.


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Quotient Consultancy