Business Banking : Working Capital / Retail Assets

Quotient Consultancy
  • Bangalore, Mumbai
  • 10-15 lakh
  • 3-8 years
  • 191 Views
  • 28 Jul 2015
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  • Finance/ Accounts

  • Banking - Retail
Job Description

Capital Requirements (Lending)

Assess working capital, quantum of industrial finance, banking limits to industries and corporate companies
Manage operations related to cash credit, bank guarantee, letter of credit, packing credit in foreign currency, export & packing credit, maximum permissible bank finance, term loan

Oversee activities pertaining to lease rental discounting, foreign currency term loan , working capital

Analyze and act upon Balance Sheets and operating statements
Perform ratio analysis and determine profitability ratios
Understand forms of credit facilities, fund-based facilities like cash credit, working capital, demand loan, term loan, bill finance, buyers' credit, foreign currency term loan

Handle and resolve queries pertaining to credit and risk group
Monitor and facilitate credit for various industries

Gather requirements for preparing requests for proposals as per credit policies
Interact with customers to understand their financial requirements
Examine and execute legal documents for disbursal of credit facilities
Liaise with key customers to manage business development, pre / post-sanction documentation

Deal with lending requirements of companies in the range of INR 10 -100 crore
Interpret complex data to understand key business issues, and recommend appropriate solutions

Coordinate with internal teams to enhance clients' needs, customize product services

Deliver presentations and demonstrations to prospective clients
Develop and sustain effective relations with clients to ensure repeat and referral service


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Quotient Consultancy