Financial Services/ Capital Markets, Banking - Retail
Sourcing of New business: Sourcing of new business for working capital i.e. Cash credit, OD, Term loan, LC, BG, PCL/ PCFC, Post Shipment etc.
Credit Appraisal: Analysis of Financials statements i.e. Balance Sheet, Trail Balance, P&L A/c and other financial for preparation of Credit Approval Memorandum according to banks Credit program.
Monitoring & Tracking: Monitoring of existing portfolio regarding timely submission of stock statements, Insurances of stock & collateral securities, Issuance of renewal letters, Follow up for irregular accounts, Regularization of TOD/Adhoc, Tracking of pending deferrals etc.
Servicing to customer: Servicing the existing customer by handling day to day problems of customer regarding operational issues and other queries of customer.
Laisioning with Internal Deptt: Laisioning with Credit , Operation/ Credit Admin & Legal department for disbursement of limit and with Trade desk for various day to day requirement of customer related to trade finance.
Cross Sell: Cross sell of various other products of bank i.e. Current account, saving accounts, Life insurance and General Insurance etc.