BB RM - Retail Assets : Leading Bank

Quotient Consultancy
  • Chennai
  • 10-15 lakh
  • 3-7 years
  • 18 May 2015

  • Finance/ Accounts

  • Banking - Retail
Job Description

1. Assess working capital, quantum of industrial finance, banking limits to
industries and corporate companies
2. Manage operations related to cash credit, bank guarantee, letter of credit,
packing credit in foreign currency, export & packing credit, maximum
permissible bank finance, term loan
3. Oversee activities pertaining to lease rental discounting, foreign currency
term loan , working capital
4. Analyze and act upon Balance Sheets and operating statements
5. Perform ratio analysis and determine profitability ratios
6. Understand forms of credit facilities, fund-based facilities like cash
credit, working capital, demand loan, term loan, bill finance, buyers\'
credit, foreign currency term loan
7. Handle and resolve queries pertaining to credit and risk group
8. Monitor and facilitate credit for various industries
9. Gather requirements for preparing requests for proposals as per credit
10. Interact with customers to understand their financial requirements
11. Examine and execute legal documents for disbursal of credit facilities
12. Liaise with key customers to manage business development, pre / post-sanction
13. Deal with lending requirements of companies in the range of INR 10 -100 crore
14. Interpret complex data to understand key business issues, and recommend
appropriate solutions
15. Coordinate with internal teams to enhance clients\' needs, customize product
16. Deliver presentations and demonstrations to prospective clients
17. Develop and sustain effective relations with clients to ensure repeat and
referral services.

Competencies/Skill sets for this job

Retail Working Capital Financial Operations Industrial Ratio Analysis

Job Posted By

About Organisation

Quotient Consultancy