Product Head - Working Capital

Electronica Finance Ltd
  • Pune
  • Confidential
  • 9-15 years
  • 24 Mar 2015

  • Sales & Marketing

  • NBFC, Financial Services/ Capital Markets
Job Description

Overall Responsibility:

  • Ensure proper coordination with small and medium sized businesses for working capital requirement
  • Monitoring end to end transaction i.e. initial meeting to credit login and sanction, disbursement, enhancement and review / renewal on continuing basis.
  • Responsible for building up quality Asset portfolio of WC Assets
  • Continuous analysis of the portfolio for account conduct, account profitability, and portfolio profitability.
  • Credit monitoring of the on-boarded relationships through asset quality reviews and monitoring memos.
  • Facilitation & ensuring smooth flow of customer transactions
  • Guiding customer care team in handling customer queries and grievances 

Operations Management:

  • Building the systems and processes for monitoring Reports and documents received from customers
  • Co-ordination with operations, accounts & systems and process excellence teams to establish adequate system & process controls
  • Conducting routine audits and field visits for stock verification
  • Relationship Management for existing customers
  • Understanding & fulfillment of the enhanced needs of customers on a continuous basis


  • To achieve target by growing the business and managing existing relationships as well as acquisition of new customer relationships with credit and risk analysis, customer satisfaction objectives of the area assigned
  • Identifying, qualifying and pursuing business opportunities through market surveys and mapping as per targeted plans 
  • Marketing Activities: 
  • Develop and implement marketing strategies in order to assure the best value to our existing and new customer.
  • Planning as per the Market & competitive trend to achieve targets.

Competencies/Skill sets for this job

Working Capital Sme Sales Sme Lending

Job Posted By

About Organisation

Electronica Finance Ltd