National Credit Manager

Rural Management Consultants Pvt. Ltd
  • Gurgaon
  • Confidential
  • 8-12 years
  • 17 Sep 2015

  • Senior Management/ General Management

  • Financial Services/ Capital Markets
Job Description

- Good communication skills
- Post Graduate in finance
- Having exposure to NBFC
- Candidates from NBFC only should apply and at least exposure to 2 region

Job Profile:-
- Oversee the entire lending process, including the initial application and review, and the disbursal or denial of the request as per the laid down policies & procedure

- Assessing Credit Worthiness of the potential client by studying financial History basis documents Submitted, market information, reference checks. Adherence to the internal credit policy, RBI Guidelines & Guidelines specific to NBFC

- Preparing the credit note for approval for the committee

- Planning, designing and implementing an overall risk management process for the organisation;

- Risk assessment and evaluation which involves analysing risks as well as identifying, describing and estimating the risks affecting the business and each loan;

- Establishing and quantifying the organisation 'risk appetite', i.e. the level of risk they are prepared to accept; check for concentration risk on the borrower as well as commodity basis

- Relevant and comprehensive risk reporting

- Oversee the audit function for warehouse and collateral monitoring

Competencies/Skill sets for this job

Risk Appetite Nbfc Credit Worthiness

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