Banking professional (or leading institutional background), an MBA Finance, with experience of 3 to 6 years in banking operations and unsecured lending.
Must understand application of the principles in the defined tasks related to basic Retail Banking processes such as risk calculation, credit policies, CIBIL scores etc
Must know the purpose of regulation and which authority is responsible for Banking & Financial Services supervision; understand regulations and compliance requirements for own allocated tasks.
Demonstrate an understanding of the role and importance of risk control and risk improvements and how these apply to own process.
Should have the capabilities to build a strong relationship with key counterparts and client points of contacts in order to be constantly updated about any changes and be in sync with the client.
Must be able to work on modern credit underwriting systems and rules.
Must have worked for Banking/NBFC/UW processing centers with core underwriting background in unsecured credit/lending including personl loans, credit cards etc
Must have deep knowledge of risk profile and has lead a team for risk profiling in unsecured credit