Manager-sme Policy

IRIS Corporate Solutions Private Limited.
  • Mumbai
  • Confidential
  • 4-8 years
  • 15 Jul 2015

  • Finance/ Accounts

  • Banking - Retail, Banking - Corporate
Job Description

Urgently looking for Credit Policy Manager-SME Segment for a Leading NBFC.

People who are currently into credit analysis of SME Loans, Working Capital Loans, Term Loans etc. are preferred.

Male candidates are required

Qualification: CA/CFA/MBA-Finance (Regular)

Interested candidates can share their profiles at

Job Description:

Credit Policy: Formulation & implementation of underwriting strategy and changes in underwriting policy.

Cost Control: Credit Vendor Management.

Portfolio Management: Preparing and monitoring of Credit Risk Policy for SME segment

Establishing a robust Credit Analytic Framework to identify early warning signals, credit risk process inputs and customer segment wise risk factors

Interacting with cross functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms.

Analyzing the market trends / practices and benchmarking of policies with the market.

Underwriting of policy related deviations for the product and proposing policy renewals on timely basis.

Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control.

Responsible for working as risk analyst to establish proper risk management standards for the client portfolio and facilitating business team in identifying early warning signals and analyzing quick mortality cases.

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