Independently conduct branch audits. (Will involve regular travelling).
Participate in audits of various Businesses with particular emphasis on Product / Operations audits.
Assist in Planning, designing and implementation of risk based audit plans to ensure safety and soundness of the Bank.
Ensure completion of assigned audits and documentation of work papers on time.
Track status of issues reported.
Assist in keeping relevant processes benchmarked to Best Practices and peer banks.
Assist in keeping Audit Procedure Manual and checklists current and updated.
Devise audit checklists for use of internal/concurrent Auditors and test products along with processes/procedures to foresee pitfall and bottlenecks and ensure these are audited/resolved.
Provide improvement/ suggestions to existing process / systems to line management
Provide oversight to the Concurrent Audit process.
Ensure submission of concurrent audit reports on time
Ensure regular update of concurrent audit checklists
Ensure appropriate review of concurrent audit issues
Ensure follow-up & rectification of concurrent audit issues
Portfolio Monitoring, Budgeting, Projections of Cash flows, Planning, Compliance of Credit Policy and processes, Accounting Functions, Direct Taxation and Audit Coordination
Portfolio Monitoring Reports with analysis
Regular liaising with Credit & Business teams for timely resolution. Almost 90% resolution ratio for large exposures
Post Approval Review (PAR)
Supporting various projects involving working with cross functional teams.
System enhancement for Critical Data Capturing and Regulatory reporting perspective.
Loan system enhancement for quality underwriting and better compliance of policy.
Hands on experience on Loan systems.
o Budgeting & Forecasting
o Management Information Systems(MIS)
o Portfolio monitoring
o Initiator and innovative
o Presentation and Reviews
o Liaising and Co ordination
o Growth Initiatives
o Training, Team Building & Motivation
o Confident & Optimistic
o Driven to Succeed and Excel
o Seasoned and Effective Communicator