Manager - Credit

  • Pune
  • 10-12 lakh
  • 6-11 years
  • 10 Jun 2015

  • Risk Management

  • Banking - Retail
Job Description

Credit Management-
Cross verification of PDs, quality check of product and manufacturer/supplier.
Dealing with the credit operations including appraising proposals, conducting risk analysis & scrutinizing documents before sanctioning.
Presenting cases to credit committee.
Conducting regular training to CRM and Credit Team at HO.
Implementing new changes like in CAM, FIR, policy & processes, DMS etc
Team management - Maintaining good relation among credit team at HO and Branch and with other departments.

Risk Management-
Maintaining delinquency below 2%.
Analysis of Overdue account and taking action including training. Having strong eyes on all nonstarter case.
Assisting Credit Head for Product, segment , manufacturer , branch wise and even executive wise portfolio analysis.

Must be having an experience in SME/machinery loan credit.
Good eye for detail
Good analytical Skills
Understanding of credit policies and procedures

Behavioral Competencies Required:
Analytical thinking
Result oriented
Customer Centric
Concern for quality

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