Manager - Credit Approval Analysis

Job Vision India
  • Mumbai
  • 10-15 lakh
  • 3-8 years
  • 02 Jun 2015

  • Risk Management

  • Banking - Retail
Job Description

- Responsible for handling credit analysis, assigning risk ratings, monitoring exposures and seeking approvals of credit memo on an annual basis.

- Ability to recommend credit decisions to Senior credit officers in managing their portfolios and take decisions as credit officer.

- Responsible for country analysis and developing domain expertise for portfolio updates.

- Establish and maintain consistent standards and processes in credit analysis through interaction with Public Sector.

- Work on complex financial forecasts/models and provide financial updates for credit reviews;

- Monitor stressed countries on monthly/quarterly basis, support on Stress Tests.

- Monitor trading limits & exposures of obligors to ensure that credit risk levels are within the Public Sector risk tolerance.

- Responsible for credit exposure management for risk management purpose by resizing exposure extended and also securing credit exposure for Client.

- Work on portfolio/reviews highlighting important Risks/Mitigants to Risk Seniors.

Education & Experience:

- Graduate with 5-6 yrs of experience in related discipline or MBA/CA/CFA with 3-5 yrs of related experience.

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