Detailed Job Description
(To be displayed in Appoint Order)
Underwriting files within TAT & product policy norms
Conduction Personal Discussion for cases
Managing Gold Branches in terms of credit Policy and product training
Underwriting of high ticket cases in Loan Against Gold, SME loans, Mortgage Loans, LAP etc
Regular audit of lending branches
Maintain login to sanction & sanction to disbursement ratio
Disbursement of cases by checking proper documentation
Vendor Management for the geography under control. Servicing Clients & resolving any issues arising
Ensure Timely collection
Minimize cheque bouncing and ensuring NIL delinquency
Instrumental in credit analysis for retail clients for unsecured and secured loans.
Exp: pref in Appraising cases of various loans such as PL, TW, AL, CV, CE, LAP, GL, and HL as per company norms.