Credit Manager - Home Loans

Prowiz Consulting
  • Chandigarh
  • Confidential
  • 3-8 years
  • 268 Views
  • 05 Oct 2015
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  • Finance/ Accounts

  • Financial Services/ Capital Markets, Banking - Retail
Job Description

Job role:

- Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.

- Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training.

- To evaluate proposals of customers for Home Loans & LAP

- Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation

- Interact with Customers & understand the business and regularly monitor delinquencies / infants.

- Decision making within defined TAT

- Understanding of property related knowledge (like legal title and market value of the property)

Job requirements:

- Excellent written and oral communication skills

Job Knowledge:

- Credit Analysis

Skills & Experience: 1-2 years experience

Qualifications: CA/ MBA - preferred

CANDIDATES WITH ONLY MORTGAGE EXPERIENCE APPLY.

Other candidates would not be considered.


Competencies/Skill sets for this job

Home Loans Credit Analysis Legal Credit Appraisal Asset Management

Job Posted By

About Organisation

Prowiz Consulting