Credit Head ( Mortgages / LAP)

Quotient Consultancy
  • Bangalore, Chennai, Hyderabad
  • 10-15 lakh
  • 4-9 years
  • 28 Jul 2015

  • Risk Management, Operations

  • Banking - Retail
Job Description

Underwriting files within TAT & product policy norms

Conduction Personal Discussion for cases

Managing Gold Branches in terms of credit Policy and product training

Underwriting of high ticket cases in Loan Against Gold, SME loans, Mortgage Loans, LAP etc

Regular audit of lending branches

Maintain login to sanction & sanction to disbursement ratio

Disbursement of cases by checking proper documentation

Vendor Management for the geography under control. Servicing Clients & resolving any issues arising

Ensure Timely collection

Minimise cheque bouncing and ensuring NIL delinquency

Instrumental in credit analysis for retail clients for unsecured and secured loans.

Exp: pref in Appraising cases of various loans such as PL, TW, AL, CV, CE, LAP, GL, and HL as per company norms.

Competencies/Skill sets for this job

Mortgages Loans Mortgage Sanction Policy Underwriting

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About Organisation

Quotient Consultancy