Experience in SME market specializing in asset business is the primary requirement.
Acquisition of New-to-Bank Business Banking relationships with a turnover of upto INR 100 crores through the CRM and Knowledge Banking approach.
Sourcing of new clients from market for Working Capital & Term Loan.
Handling of the entire process from sourcing till disbursement
Credit Appraisal of the clients
Interaction with Risk and Credit team for clearance of proposal
Disbursement of Limits
Monitoring of accounts
Renewal of existing portfolio accounts.
Enhancement of existing relationship.
Strong skills in balance sheet analysis, financial ratios, security documentation .
Well networked in the local Business Banking market, preferably having worked in similar geography and profile.
Knowledge of MSME clients acquisiton for Banks.