AVP Credit Risk / Internal Audit

Quotient Consultancy
  • Mumbai
  • 10-15 lakh
  • 6-11 years
  • 158 Views
  • 18 May 2015
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  • Audit and Assurance

  • Banking - Retail
Job Description

Conduct independent review of pre-sanction process, involved in sanction of Credit facility in lines with prudent credit practices.
Participating in all aspects of credit audit activities including credit risk assessment, audit planning, audit testing, control evaluation.
Review risk rating of borrower


Ensure that the credit proposal abides to Banks extant guidelines, Credit Policy & Regulatory guidelines
Report drafting with risk based approach, follow up and verification of issue closure.


Verify compliance as per the terms of sanction
Detect Early Warning Signals.
Evaluating, testing and reporting on the adequacy and effectiveness of management controls


Monitoring and analyzing key performance indicators to identify trends & deviations from standard industry benchmarks.
Staying abreast of local regulations and responding to regulators inquiry on a timely basis.
Partnering with legal, compliance, risk management and other control groups.
Perform and coordinate Credit Risk framework components which includes:
o Risk and due-diligence reviews
o Credit Risk Reporting and Analysis
o Record credit risk incidents and associated process breakdowns
o Assisting the credit Risk Owners and Coordinators with the identification of key risk indicators in their business units
o Report Key Risk Indicators (KRI) breaches and deriving root cause for significant deviations
Liaise with the Credit verticals, Risk &business unit representatives.


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Quotient Consultancy