Area Manager - Credit (North)

Electronica Finance Ltd
  • Delhi
  • Confidential
  • 9-13 years
  • 19 Aug 2015

  • Finance/ Accounts

  • NBFC, Financial Services/ Capital Markets
Job Description

Job Description

Credit Management

* Cross verification of PDs, quality check of product and manufacturer/supplier.
* Dealing with the credit operations including appraising proposals, conducting risk analysis & scrutinizing documents before sanctioning.
* Presenting cases to credit Head.
* Conducting regular training to CRM and Credit Team at HO.
* Implementing new changes like in CAM, FIR, policy & processes, DMS etc
* Team management - Maintaining good relation among credit team at HO and Branch and with other departments.

Risk Management

* Maintaining delinquency below 2%.
* Analysis of Overdue account and taking action including training. Having strong eyes on all nonstarter case.
* Assisting Credit Head for Product, segment , manufacturer , branch wise and even executive wise portfolio analysis

Desired Candidate Profile

* Must be having an experience in SME/machinery loan credit.
* Good eye for detail
* Good analytical Skills
* Understanding of credit policies and procedures

Behavioral Competencies Required:

* Analytical thinking
* Commitment
* Result oriented
* Customer Centric
* Concern for quality

Job Posted By

About Organisation

Electronica Finance Ltd