Area Credit Mgr - SME Loan

HEADHUNTERS HR Pvt. Ltd.
  • Mumbai
  • Confidential
  • 5-10 years
  • 70 Views
  • 31 Mar 2015
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  • Risk Management

  • Financial Services/ Capital Markets
Job Description

To effectively handle a team of credit managers.
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To assist the Zonal Credit Head in planning, coordination and control on underwriting decisioning on retail lending proposals as per the product policy.
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To maintain the portfolio quality for his/her product and team in the location, while ensuring adherence to the policy/process laid out by the central team on all applications being processed.
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Responsible for positively impacting client experience by maintaining the underwriting TAT for team.
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To monitor non starters/cheque bounce trends, maintain adequate knowledge of channels and their sourcing pattern.
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To ensure audit compliance and regulatory compliance for the location.
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To analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution.
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To interact with customers to obtain additional credit information to support credit lines.
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To develop processes and procedures for evaluating customer financials and setting and changing credit lines/limits, as well as credit holds.


Competencies/Skill sets for this job

Policy Regulatory Compliance Underwriting Recommendations

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HEADHUNTERS HR Pvt. Ltd.