Area Credit Manager

HEADHUNTERS HR Pvt. Ltd.
  • Delhi, Mumbai, Gurgaon
  • Confidential
  • 5-10 years
  • 302 Views
  • 15 May 2015
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  • Finance & Admin

  • Financial Services/ Capital Markets, Banking - Retail
Job Description

  • To effectively handle a team of credit managers.
  • To assist the Zonal Credit Head in planning, coordination and control on
  • underwriting decisioning on retail lending proposals as per the product policy.
  • To maintain the portfolio quality for his/her product and team in the location,
  • while ensuring adherence to the policy/process laid out by the central team on all
  • applications being processed.
  • Responsible for positively impacting client experience by maintaining the
  • underwriting TAT for team.
  • To monitor non starters/cheque bounce trends, maintain adequate knowledge of
  • channels and their sourcing pattern.
  • To ensure audit compliance and regulatory compliance for the location.
  • To analyze delinquent accounts and prepare report on highest risk accounts
  • including recommendations for resolution.
  • To interact with customers to obtain additional credit information to support
  • credit lines.
  • To develop processes and procedures for evaluating customer financials and
  • setting and changing credit lines/limits, as well as credit holds.
  • To implement effective risk monitoring mechanism with existing clients


Competencies/Skill sets for this job

Insurance Financial Services Corporate Banking

Job Posted By

About Organisation

HEADHUNTERS HR Pvt. Ltd.