Credit appraisal of mid-sized companies across diversified sectors
Meetings with the management & promoters of the company and factory/site visit for detailed understanding of the business from credit appraisal point of view
Business risk analysis comprising of a broad understanding of the industry, in general, and clients business profile, in particular, including management evaluation
Financial risk analysis based on historical and future projected financials using CMA
Identification of key credit issues and preparation of report after analyzing the major risk areas and giving recommendation on the basis of analysis.
Presentation of cases to the sanctioning committees and discussion in detail on the merits and potential risks of a case
Experience in carrying out credit appraisals and preferably having worked on proposal for corporate funding/sanctioning role.
Knowledge of products, relevant regulations and guidelines.
Motivated; ability to work in teams.
Good communication skills, both written and verbal.