Our clients offer excellent salary/perks as per industry norms & commensurate with experience. KRAs : a) Identify and pursue opportunities that enhance the collectability of / financial return upon impaired assets by improving the decision tools, treatments and strategies used within Loans Collections processes. b) Generation of key management information to support business direction setting will be an important component. c) Responsible for the development, monitoring and implementation of Loans Collections strategies, driving incremental & step change improvements d) Own the day-day relationship with Credit Operations to execute strategies and enable delivery of portfolio Collections performance in line with agreed business plan and service level agreements e) Formulating collections Champion Challenger strategy based on the data provided by collection analytics team. f) Rolling collection score cards g) Identify and deliver improvements to the range of account treatment and negotiation options available to operational agents h) Represent Loans Credit Risk on Products / Cross Product initiatives; enable the delivery of projects whilst ensuring Credit Risk critical success factors are met i) Build and develop fully value segmented strategies and processes j) Audit, review & document Collections policies, strategies & practices k) Deliver detailed financial and behavioral trend analysis, and produce robust projections l) Develop and implement policy to maximize returns and manage financial difficulty m) Liaise closely with key stakeholders to ensure that Collections Credit Risk requirements are considered n) Manage production of insightful and timely MI to inform Senior Management o) Lead, motivate and develop a small team of analysts Desired Candidate Profile: Candidate Profile : Graduates / Post-Graduates with 8-15 years relevant experience in retail finance products and ability to manage scale.