Head - Credits - BFSI

Saaki and Argus
  • Chennai
  • 20-30 lakh
  • 15-23 years
  • Views
  • 18 Oct 2016

  • Finance/ Accounts

  • Banking - Retail
Job Description

Managerial Responsibilities:

- Conduct periodical review meetings with the business head for aligning credit policy to business needs and reporting credit deviations

- Assist the HR department in recruitment, development and grooming of manpower in the credit team

- Introduce projects related to process improvement, business development and risk reduction; serve as a co-owner for these projects

Functional Responsibilities:

- Define processes and procedures in the credit function; ensure compliance with credit policy by coordinating with the authority at all locations

- Predictive Analytics: Establish a robust Credit Analysis Framework to identify early warning signals, credit risk process inputs and customer segment wise risk factors

- Study competition and anticipate market trends, create programs to counter competition and improve business results

- Plan and execute quarterly risk assessment process in accordance with established standards,policies & procedures

- Ensure credit deviations are within control by monitoring underwriting quality; achieve credit cost reduction through programs focused on process and productivity improvement


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Saaki and Argus