Level: O2 (Deputy Manager). Experience and requirements: Need to have minimum 5 years of experience. Minimum 2 years in Car loans.(Used and New). Excellent written and oral communication skills. Hyderabad local candidate preferable. Knowledge of the location/Area is an essential criteria. Well versed in local language. Responsibilities : To provide sound, independent credit advice. Underwriting of Used and New Car Loans. Prescribed time limit and Turn Around Time for decision making process to be adhered to. As per approval authorizations, presenting the proposal to various sanctioning forums and get it sanctioned from approving authority satisfying all their queries. To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions. To monitor and manage local credit portfolio and other credit risks on a proactive basis by having an in-depth knowledge . Further with the gained experience, the job will also require active involvement in portfolio management and understanding the market. To align decision making with business requirements without compromising on quality of decision making. Maintenance of various MIS and providing it to the authorities from time to time. Conduct Personal discussion Visits to the customers based on the requirement.