Roles & Responsibilities:
Handling End to end credit operations
Credit underwriting process
Dealing with the credit operations including credit underwriting ,appraising proposals, conducting risk analysis & scrutinizing documents before sanctioning.
Presenting cases in front of credit committee.
Conducting regular training of CRM and Credit Team at HO.
Implementing new changes like in CAM, FIR, policy & processes, DMS etc
Team management - Maintaining good relation among credit team at HO and Branch and with other departments.
Maintaining delinquency below 2%.
Assisting Credit Head for portfolio analysis