Handling Cluster Business Banking Portfolio for SME segment
Credit and Risk analysis of proposals and proposal preparation, login till disbursement.
Doing proper structuring and finalizing of Credit Appraisal & Credit Risk Rating for proposals with clear understanding of client's need & viable lending options after considering financial, risk profile, legal and technical aspects.
? Undertaking Credit Administration activities like ensuring and monitoring, post-sanction, pre-disbursement and post disbursement compliance which broadly cover operational and credit risk in the asset portfolio
? Act as one point contact for all the clients for addressing to the urgent requirement related to Trade Finance, permitting of TOD/Cheque Purchase and ADHOC limits.
? Monitoring the portfolio on regular basis with an objective to identify any risk issues and point out early warning signals with remedial measures.