Handling Cluster Business Banking Portfolio for SME segment
Credit and Risk analysis of proposals and proposal preparation, login till disbursement.
Doing proper structuring and finalizing of Credit Appraisal & Credit Risk Rating for proposals with clear understanding of client's need & viable lending options after considering financial, risk profile, legal and technical aspects.
Undertaking Credit Administration activities like ensuring and monitoring, post-sanction, pre-disbursement and post disbursement compliance which broadly cover operational and credit risk in the asset portfolio
Act as one point contact for all the clients for addressing to the urgent requirement related to Trade Finance, permitting of TOD/Cheque Purchase and ADHOC limits.
Monitoring the portfolio on regular basis with an objective to identify any risk issues and point out early warning signals with remedial measures.