The basic job of the RM is business development.
Specific targets will be assigned for business as well as income generation.
To market new clients and to increase product penetration in the existing relationship to enhance the value of relationship.
To handle both assets and liability business of the corporate for the bank , manage pre disbursement documentation and post disbursement monitoring and monitoring of the conduct of the credit accounts for Asset RMs.
To prospect the customers for Assets potential, understand the requirements, prepare CAMs and Obtain Credit approvals, manage pre disbursement documentation and post disbursement monitoring and monitoring of the conduct of the accounts.
To cross sell various Banking Products like trade finance / CMS / Treasury Products, Salary a/cs, Mutual Funds etc. to all Relationships.