Manager Basel

RIverForest Connections Private Limited
  • Mumbai
  • 10-20 lakh
  • 2-10 years
  • 23 Jun 2015

  • Business Analytics

  • Banking - Retail
Job Description

Rating Analyst [ BASEL]

Carrying out ratings for business segments across Retail Banking Retail Assets Group [ Personal Loans, Business Loans, Mortgages, Loans against Property, Agri Loans, Credit Cards, etc] and Business Banking Group.
Publish timely, topical and high quality research on general market and sector specific trends, contributing to the increasing profile of the Bank within the Loans and Advances
Conduct analytical reviews with senior credit approvers and make presentations to rating committees including rating recommendations
Ensure timely reviews/rating actions
Evaluates and forms insightful opinions about relevant analytical issues and contributes new ideas when working through a credit.
Thinks through the implications of industry, market, issuer, company developments in his/her sectors.
Shares knowledge and expertise within the group.
Publish periodic MIS on rating actions internally and externally and seeking views from Credit on further rating actions

Good knowledge of Retail Asset Products [ Loans, Cards, etc]
Experience in Statistical Modeling.
Strong financial analytical skills, including forecasts development, peer/industry analysis and an ability to identify key drivers of credit profile for any given case/ credit
Well conversant with Regulatory Guidelines relating to capital adequacy [ BASEL II / III/ NCAF/ ICAAP]
Experience in Regulatory Reporting.
Knowledge of SAS and other Data Mining & Statistical Tools.
Advanced knowledge of MS Office, Excel
Comfortable dealing in large data sets. Strong data interpretation skills should be able to make sense out of graphs, charts, tables, etc.
Excellent communication and presentation skills to connect at senior management level
A strong team player with excellent inter-personal skills
An ability to integrate quickly into an established team and deal with colleagues with confidence and ease
A self-starter and efficient time manager with the ability to handle multiple assignments on an on-going basis, with high productivity targets
Post graduate management degree from a premier institute
The role requires 5 years of experience in retail credit analysis, with exposure to Indian issuers, credit and financial markets
Prior experience in Retail credit risk in Banks, NBFCs or Rating Agencies.

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