Business Banking Advisor - HNI

ICICI bank
  • Bangalore
  • Confidential
  • 7-15 years
  • 16 Feb 2015

  • Sales/ Business Development/ Account Management, Investments

  • Investment Banking, Insurance, Banking - Corporate
Job Description

Job Description for Business Banking Advisor (BBA) :

Reports to: Regional Head-Wealth

Job Role and Responsibilities:

- Source new current accounts

- Ensure that KYC (Know Your Customer) norms are met

- Determine the constitution of variant i.e., the type of enterprise and kinds of account like Limited Liability Partnership (LLP)

- Ensure that for every account sourced current documentation is complete from that particular account [account like Memorandum of Association (MOA) and Article of Association (AOA)]

- Facilitate the client on exports and imports

- Business Loan sourcing

- Take balance sheet audit: Auditor's notes and profit & loss account of the entity as per the Indian Accounting rules

- Working Capital: To apply Maximum Permissible Bank Finance (MPBF) for assessment of the working capital to calculate the limit

- Receive collateral from client in form of security

- International Trade: Facilitate clients in exchanging of currency by completing the formats in terms of papers (which is mandatory as per the norms)


- Ensure the collection of fee from Branch Operation Manager Commercial

- Maintain CASA float (Current Account-Savings Account) of High Net-Worth Individual (HNI) to avoid any risk like devaluation of properties (securities)

- Visit with Wealth Managers to their clients for joint calls

- Provide training and knowledge related to wealth markets to the Relationship Managers

Skills and Competencies:

- Ability to research information from various sources on Business Banking and process the information to make informed decisions

- Knowledge and understanding of Business Banking products and legislation

- Ability to ensure compliance through regular process checks and self-audit scores

- Managing relationships to improve relationship value of existing customers

- Ability to coach and train the wealth managers

Educational Qualifications:

Graduates/ MBA/ Chartered Accountant

Location : Bangalore

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ICICI bank